I dont have any creditors(anymore), or any revolving accounts. I have paid off my balances and have a good credit history with student loans and a car payment. However, I cannot seem to qualify for a credit card or any store cards to help boost my credit score. What do I do now? Is there a faster way to get my credit score up?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.