secured credit card? Wells Fargo?
Date: Sat, 09/29/2012 - 14:21
If you have a relationship with WF it isn't a bad idea. The USAA
If you have a relationship with WF it isn't a bad idea. The USAA card gives interest which is nice. I highly suggest either USAA or capital one... the best part about them is that you can increase your deposit on both. So if you set up USAA or cap1 plus WF (I recommend both if possible, 2-3 secured cards to rebuild is great) you will be in great shape. If you don't qualify for USAA set up cap1 and WF. If you qualify for USAA set up that and WF.
im not full usaa i cant get the credit cards :( what about bank
im not full usaa i cant get the credit cards :( what about bank of america card and capitol one secureds card?? the bank of america i read can get 3 2 1 reward
As I said above CAPITAL one's secured card is one of the best on
As I said above CAPITAL one's secured card is one of the best on the market. If you can't qualify for USAA then I would go for theirs. The bank of america one unfortunately is more of a 'builder' than it is a rebuilder. If your score is really in the dumps (sub 550) you are not going to get accepted for it. It is more a card for people who have extra money to throw around and want to get their credit up. Like a 680 to 730 type of thing. The reason is bank of america automatically graduates the card to unsecured after 18 months as well as allows you to have the rewards structure. They will not allow anyone off the street to have it like capital one will.
other secured credit cards
Seems like Capital One and First Progress have some decent secured cards. I saw a decent list here:
Prepaid Cards
First progress is a ripoff... they hit you with like an 80 dolla
First progress is a ripoff... they hit you with like an 80 dollar AF and 40 percent interest