debt settling
Date: Sun, 02/17/2008 - 07:18
IF I OWE $1500 TO CAPITAL ONE ON A CHARGED OFF ACCOUNT, SHOULD I SETTLE, AND FOR HOW MUCH, BECAUSE ITS DRAGGING MY FICO SCORE DOWN.
Removal From Credit Report
Hi
Does anyone know how to get an old account total removed from your credit report.
If you settle with Crap one, they will most likely just mark it
If you settle with Crap one, they will most likely just mark it as a paid charge-off.
Has it been sold yet to a JDB or is it still in-house collections?
You may be able to get the account current, and continue payments - I've been lucky once in the past by calling them, but most likely if it is a CO they will tell you to contact the JDB to pay them - and most likely will have doubled what you truely owe.