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what letter do I send first

Date: Thu, 01/21/2010 - 14:59

Submitted by roseanne roseannes
on Thu, 01/21/2010 - 14:59

Posts: 6 Credits: [Donate]

Total Replies: 1


I've checked my credit report and none of my accounts have been sold yet; all but three have been closed. What is the first letter I send and to what address do I send it to? The P.O. Box listed? How long will these creditors wait for their $ ? I'm 120 days past due. I'd like to work this process like a settlement company would do, is this a reality for regular folks? Appreciate all the advice.:)