i want to fix my credit score
Date: Thu, 09/14/2017 - 09:03
Before making a payment on
Before making a payment on the collections, determine whether or not your debt has cross the statute of limitation.
Collection accounts remain on
Collection accounts remain on the credit report for seven long years from the original delinquency date of the debt. You can go for the "pay-for-delete" method. This is a hidden practice where you can offer the collector to pay the delinquent debt in full or settle it for less than what you owe. The collection agency will erase the record of the collection from your credit report.
You can negotiate with the
You can negotiate with the collection agency and settle the account. Check out this url:
https://www.debtconsolidationcare.com/do-it-yourself-debt-settlement.html
First check out the SOL as
First check out the SOL as sanderspatricia29 has suggested. Yo can always repay your debt if it's within SOL period. It will help you boost your score.
As the other users suggested,
As the other users suggested, check the statute of limitations for your debt accounts. You can also go for a goodwill deletion by asking your creditors. You can also take out a credit builder loan, if nothing else is working out.
Even if the account is not
Even if the account is not deleted, if you repay the amount, it will have a positive effect on your credit report.