HI,
Short story long. After my daughter graduated from college and before she started work (seven years ago), I had to co-sign a credit card application for her to get a Credit Union issued credit card. The information was transferred to a credit reporting company. The information on my current credit report from one of the three credit reporting companies now shows my daughter's residence at that time as one of my former (?) residences. I never lived at the address listed as a former (?) residence.I previously called the credit reporting company and the problem wasn't corrected. The Credit Union that supplied the information to the credit reporting company says it's not their fault, it's just something a computer program does that they can't fix, and it dosen't impact my credit score anyway so why worry.Question? Would you let the error remain on the report? Should I attempt to correct the error and how much effort would you be willing to expend to get the error off the credit report?
Please help.
I did not find the right solution from the internet.
References:
https://www.bogleheads.org/forum/viewtopic.php?t=72670
Thanks!
Use this sample letter:
https://commun ity.debtcc.com/letters/sample13.html
Sub: #1 posted on Thu, 06/28/2018 - 03:15
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Sub: #2 posted on Thu, 06/28/2018 - 05:17
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You are a cosigner on that account. So the address of your daughter with whom you are sharing the responsibility for the credit card may appear on your report.
If you want to remove it, first you need to contact your creditor (here it is Credit Union) to rectify the wrong address. But as you've said they can't do it, you need to contact the credit bureau to fix the error.
Sub: #3 posted on Thu, 06/28/2018 - 06:46
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