for a long time i didn't have any problems with my credit score. But recently i had to open up a new credit card for important and after that i got an email saying that my credit score dropped. Any way to fix it?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Did you check your credit report recently? If no, then pull your credit report and check thoroughly.
If you find any error, then dispute it. Also be regular on your bill payments. Pay the bills in full and within time.
Also staying within your credit limit is necessary. Crossing the credit limit can drop your score.
Sub: #1 posted on Fri, 06/22/2018 - 05:12Sanders Patricia
(Posts: 1239 | Credits: )
So, it's better you check your credit reports and dispute errors, if any.
If it's for the hard inquiry, with time, it'll be ok. Just keep adding positive items to your report, such as paying the bills on time, staying within 30% of your credit limit, and so on.
Sub: #2 posted on Fri, 06/22/2018 - 07:16Mabelle Page
(Posts: 295 | Credits: )
Sometimes opening too much credit account may also hurt your score. It is because multiple hard inquiries also add up when you shop for credit cards in different credit card providers.
You should concentrate on paying off your bills on time. If possible use credit as low as possible.
Sub: #3 posted on Mon, 06/25/2018 - 04:34Barbara Delinsky
(Posts: 434 | Credits: )
Sub: #4 posted on Tue, 06/26/2018 - 21:10SC
(Posts: 3937 | Credits: )