copy of credit report

got to annualcreditreport.com. It is the only web site that is endorsed by the Federal Trade Commission.

Whatever you do, don't go to the freecreditreport.com site. It's not free. You have to enroll in triple advantage and if you forget to cancel it's like $20 a month. I fell for that. Then there was a big class action suit and everyone got free credit monitoring.

Just stick to annualcreditreport.com. You can only get the report (not the scores). And you only get 1 report per agency per year.