any way to get FICO free?
Date: Fri, 05/22/2009 - 18:37
thx!
You are entitled to one free credit report every year from each
You are entitled to one free credit report every year from each of the three credit bureaus as per the FCRA. However, there is no way by which you can get a free FICO score from the bureaus or from myFICO.
Not *exactly* accurate there, my friend. "http://www.myfico.
Not *exactly* accurate there, my friend.
"http://www.myfico.com/Products/ScoreWatch/Description.aspx"
You can sign up for a free trial of Credit Watch on MyFico, and you will get your Scores, but just make sure you cancel before the 30 day Free trial is up, otherwise you will be billed for a Year of service!
i tried something like this with experian, they kept billing me
i tried something like this with experian, they kept billing me under consumer info name for a several months - had to cancel my card....i am not really sure if i should try this. is it safe?
It should be - that service is from Fair Isaac itslef, so you ar
It should be - that service is from Fair Isaac itslef, so you are getting the FICO from the horse's mouth.
Experian is horrible and getting worse by the day. The more I hear about them, the more I am disgusted. grrrrrr...........
Yes, you can go for the free trial offer, but make sure that you
Yes, you can go for the free trial offer, but make sure that you cancel the service before the expiry date of the trial period, else you will be charged as per the prevailing rate on your card. It is always safe to go for a free trial offer, but the problem is that we mostly forget to cancel the service before the expiry.
i did try and they simply continued billing em, it took em 5 mon
i did try and they simply continued billing em, it took em 5 months ot stop them. under name: consumer info.
I hope you have proof (like an email or something) that you atte
I hope you have proof (like an email or something) that you attempted to cancel. Print it out, and mail them a letter demanding a refund or you will sue them.
i did. i sent a letter CMRR , got the receipt back but never hea
i did. i sent a letter CMRR , got the receipt back but never heard from them. what to do? the banks policy is that they cant do a thing for a thing older then 60 days. beware of CONSUMER INFO.
File a complaint with the OCC (for the bank), the FTC & your Sta
File a complaint with the OCC (for the bank), the FTC & your State Attorney General.
Even with the 60 days, they should refund you the last 2 months (60 days) fees and if there was any overdraft charges the bank should immediately refund it.
I would've thrown bloody h*ll after the 1st fraudulent charge (since you canceled, it is FRAUD if they continue to charge you, as far as I'm concerned) and demanded a refund on no uncertain terms - but because you let it go for so long you probably are stuck paying it. :(
But at least go for the last 2 payments, it's something anyway. That way you are only out 3 months as opposed to 5.