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Disputed, sent DV, next step?

Date: Thu, 03/07/2013 - 16:09
Submitted by justmindy on Thu, 03/07/2013 - 16:09
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I pulled my 3 free and found something on my Experian from RJM Acquisitions about Doubleday Books. I disputed with Experian and they "updated." I sent a DV to RJM with no response. I found an email for RJM and emailed them giving them until a certain date to respond. That date is approaching and I still haven't heard (it's been roughly a month). Next step? I reported them to the FTC but they don't handle consumer disputes. Do I contact my AG, the AG in NY (where they are), the BBB or what? Thank you.


Do you believe that the debt is not yours? Did you send the Dv to RJM via CMRRR? You should dispute the TL with Experian again and cite the fact that RJM never replied to your DV request. If nothing works and you are sure about not owing the debt, file a complaint with your AG and the FTC for FCRA violations.


Submitted by Steve Barris on Thu, 03/07/2013 - 19:09

Steve Barris

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They never sent me a dunning notice. They've never contacted me. They've just put this on my credit within the last 3 or 4 months. The estimated date of removal is 11/13 so this is allegedly almost 7 years old.

I know it isn't mine, I've never ordered books except from Amazon and Borders. I am more interested in them getting in trouble for this as this is fraud on their part.


Submitted by justmindy on Fri, 03/08/2013 - 06:05

justmindy

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