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How to distinguish hard and soft checks in a credit report

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How can I distinguish between a hard check and a soft check in the credit report? is it mentioned in the report?




Soft checks don't appear on your credit report and eventually, your credit score won't be affected.
But to make a hard check of your credit report, you have to give consent to it. Besides, a hard check will appear on your credit report and may slash your FICO score by 5 points!

Sub: #1 posted on Tue, 09/24/2019 - 02:45

Craigh.terry Craigh.terry

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Soft check is triggered when you pull a copy of your credit report. Hard check or hard inquiry is triggered when a creditor or a lender checks your credit report. They usually do that when you apply for a credit card or a loan.

Sub: #2 posted on Wed, 09/25/2019 - 21:55

Nick Jonas Nick Jonas

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Soft inqueries don't apprear in credit report But hard inqueries appear in credit report. It will hurt your score.

Sub: #3 posted on Mon, 09/30/2019 - 22:52

sanderspatricia29 sanderspatricia29

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