Need Help!! | DebtConsolidationCare

Breakthecycle2 · 2008-09-19T09:22:31-07:00

I have sent 3 or 4 faxes to Imagine Mastercard. These SOB's pulled my credit report with my authorization in July. Can someone please point me in the right direction in regards to follow up letter please?

Quote:These SOB's pulled my credit report with my authorization

Quote:

These SOB's pulled my credit report with my authorization in July

With or without?

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lrhall41

Submitted by NASCAR_Devil on Sat, 09/20/2008 - 02:00

( Posts: 4671 | Credits: )

I think they mean without their permission, but if that did happ

I think they mean without their permission, but if that did happen that wouldn't count on the FICO score would it? Wouldn't that information only be available to that individual?

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lrhall41

Submitted by ladybug on Sat, 09/20/2008 - 15:28

( Posts: 2753 | Credits: )

If it was a hard inquiry, it stays for 2 years but would only ef

If it was a hard inquiry, it stays for 2 years but would only effect the FICO score for the first year.

Does the OP have an Imagine Mastercard? Does ist show as a AR (account Review)? If so, that is a soft pull and only visible to the puller and the consumer.