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Judgement After Bankruptcy

Submitted by on Fri, 06/01/2012 - 05:54
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We were discharged from a bankruptcy 12/09. We included a company named Hilco Receivables in the bankruptcy. They placed a judgement on our credit records then sold the bad debt to a company named Equable Ascent Financial/EAF. Equable agreed after a lot of telephone calls that Hilco should not have sold them this debt. They said that we should pay them and let Hilco (a collection co.) pay us back. We are trying to obtain a mortgage, and even though Hilco was included in the bankruptcy they still have a judgement on our credit, which could cost us the mortgage. Is there any way to get the judgement removed from our records?


Equitable is in violation of the bankrtuptcy by suggesting you pay it.
You just give them the bankruptcy information and they have to close the account and report it included in bankrutcy.

Even discharged in bankrutcy, the judgment is going to be deleted. It will continue to report for the 7 year SOL.


Submitted by SOAPLADY on Fri, 06/01/2012 - 07:12

SOAPLADY

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