Jewelry Store Credit

Your best bet is to make your payments on time. If your car loan, student loan and new cards are current, and you keep them that way, your score will eventually go up. Don't go out and get new credit if you don't need it.

Getting a new credit is like adding one more liability on yourself. As OhioGal1 said, the best way to rebuild your credit is regular payment and staying current on all your accounts. Maintain that and your scores will increase within a short time.

Thanks for the advice. I understand about getting new credit. The reason I was asking about jewelry stores is I am interested in making a purchase there. Financing is an option I want to consider. Ultimately I don't want to add a lot of debt from a jewelry store, but I want to explore the option. So if I were to look in to that, how lenient are they really? And do they report as revolving credit? Are there any recommendations?

hello...i am in need of adding credit to my report. are jewelery stores really good for that? i know i can't get a regular credit card. i just want something modest to build on. what stores are good, and what criteria do they review?

If you're trying to rebuild credit, I would suggest a secured credit card. Most banks have this option. You deposit a certain amount of money into an interest bearing account and the amount you deposit equals your line of credit amount. After a year of making payments on time, many banks will switch you to an unsecured card with a lower limit.