Credit Report Question?
Date: Wed, 01/26/2011 - 09:48
I just recently got my credit report from annualcreditreport.com. I got it from Trans union. I asked for all 3 do I not get a copy from all 3?
Also In the Employment Data area can I ad Information to this area ? Some of my dates of employment are wrong and the positions I held are only listed in one of my employers.
Another question is I bought a car from a car place in april 2005, 40 days later I couldnt make the payment so the company came and got the car...one of thosebuy here pay here lots. Anyway it says on my credit report 30 days past due 0 balance, high balance is 9800 late payments 120days....then it says last four months jun may apr mar all okay??? I lost the car never made another payment......what is this then will it look good if i go to buy a car or what?
Under Public records I have a tax lien for $263 I have no Idea what this is can I write them and find out what this is or call? also if I pay it will they remove it from my credit report? I live in ky.
Thanks in advance for your time and help
Ethan
You have to request for a copy of your credit reports from the 3
You have to request for a copy of your credit reports from the 3 credit bureaus (Equifax, TransUnion, Experian). Then only you'll get the 3 copies of your credit reports. Yes, you can contact the credit bureaus and ask them to add the required information. Repossession stays on credit reports for about 7 years. So, it won't be removed before that period. However, you can ask your creditor to remove that listing from your report.
Yes, you can contact them regarding the removal of tax lien.
Thanks for your advice Mrs. Wilson. Its greatly appreciated. Do
Thanks for your advice Mrs. Wilson. Its greatly appreciated. Do they usually take the tax lien off when you pay it off and ask them to remove it? Of course I should ask this in advance right....I will pay if you remove situation??
Ethan:)