Can landlords check my credit report?

Hi!

Yes! Your landlord can check your credit report but you have to give your landlord written permission.

A hard credit inquiry by your landlord may reduce your credit score by less than 5 points.

According to FICO, if you have a short credit history, the credit report checking will hurt you more.

But what to do? If you want to take a home-rent, you have to bear some burden.

Hi Kately! Landlords can check your credit report if you grant them the permission to do so. The landlords usually pull a hard inquiry on your credit report. So, you may notice a drop in your credit score. However, if you don't have a good credit score, you can still rent an apartment by getting a co-signer, paying a larger security deposits, etc. And at the same time, work on your credit score so that it improves with time.