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Can landlords check my credit report?

Date: Tue, 08/25/2020 17:38
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Can landlords check my credit report? Will it hurt my FICO score? I don’t have a long credit history. Will it be a problem




Hi!

Yes! Your landlord can check your credit report but you have to give your landlord written permission.

A hard credit inquiry by your landlord may reduce your credit score by less than 5 points.

According to FICO, if you have a short credit history, the credit report checking will hurt you more.

But what to do? If you want to take a home-rent, you have to bear some burden.

Sub: #1 posted on Wed, 08/26/2020 - 01:14

Ryan Miller Ryan Miller

(Posts: 227 | Credits: )

Hi Kately! Landlords can check your credit report if you grant them the permission to do so. The landlords usually pull a hard inquiry on your credit report. So, you may notice a drop in your credit score. However, if you don't have a good credit score, you can still rent an apartment by getting a co-signer, paying a larger security deposits, etc. And at the same time, work on your credit score so that it improves with time.

Sub: #2 posted on Sun, 08/30/2020 - 22:23

Craigh.terry Craigh.terry

(Posts: 265 | Credits: )

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