Hi Kately! Landlords can check
your credit report if you grant them the permission to do so. The
landlords usually pull a hard inquiry on your credit report. So, you may
notice a drop in your credit score. However, if you don't have a good
credit score, you can still rent an apartment by getting a co-signer,
paying a larger security deposits, etc. And at the same time, work on
your credit score so that it improves with time.
Yes! Your landlord can check your credit report but you have to give your landlord written permission.
A hard credit inquiry by your landlord may reduce your credit score by less than 5 points.
According to FICO, if you have a short credit history, the credit report checking will hurt you more.
But what to do? If you want to take a home-rent, you have to bear some burden.
Sub: #1 posted on Wed, 08/26/2020 - 01:14
(Posts: 227 | Credits: )
Sub: #2 posted on Sun, 08/30/2020 - 22:23
(Posts: 265 | Credits: )