date of last payment on credit card reported?
Date: Tue, 03/31/2009 - 01:32
Is the last payment calculated to be six month prior to charge off?
Do some credit cards wait more than six months to charge off a defaulted debt?
There are many creditors who charges off an account after 120 da
There are many creditors who charges off an account after 120 days and so it is not necessary that the last payment date would be calculated 180 days prior to charge-off. Moreover, when an account is reported as charged-off in your credit report, the month and year of your last payment is listed there in your report.
The last payment is not listed on Trans Union, that I can see. I
The last payment is not listed on Trans Union, that I can see. I saw drop off date, however.
It means that the date mentioned on your TransUnion credit repor
It means that the date mentioned on your TransUnion credit report is
the date when you last missed your payment towards the debt. Now, since
the payments are made monthly, you consider the last payment month to
be the month just preceding the drop out month. Moreover, you can check the other two reports for the last payment date.
What do you do if you do not have the date of last payment? The
What do you do if you do not have the date of last payment? The creditor only shows on my good side and not on my bad so I can not find the last date of payment.
