Debt Consolidation Forums Credit Repair, Credit Score and Credit Report forums

How long does a 30 day late payment hurt my credit score?

Date: Wed, 04/11/2018 23:04

Posts: 1
Credits: 0
[Donate]

Add new comment

Total Replies: 6

How much is your credit score? If your credit score is excellent, then a 30 day late payment can drop your credit score by as much as 90 points.

Sub: #1 posted on Fri, 04/13/2018 - 01:06

SC
Moderators
(Posts: 3937 | Credits: )

It will depend on other negative listings that are on your credit report. It will take 1-2 years to recover from a late payment listing; It will slightly affect your credit score.

Sub: #2 posted on Fri, 04/13/2018 - 05:56

sanderspatricia29

(Posts: 1234 | Credits: )

The negative listing will stay on your credit report for 7 years, but it's effect will reduce with time.

Sub: #3 posted on Fri, 04/13/2018 - 06:11

Good Nelly
Industry Expert
(Posts: 2819 | Credits: )

It will take 1 or 2 years to recover from a late payment listing on your credit score, as it may cause as much as 90 points drop to your credit score.

Sub: #4 posted on Fri, 04/13/2018 - 06:29

Barbara Delinsky

(Posts: 432 | Credits: )

30 days won't matter much.... But that doesn't mean 60 days or 90 days won't matter!!!!!!!!!!!!!!!!!!!!

Blurrp!

Sub: #5 posted on Fri, 04/13/2018 - 06:45

Phil Bradford

(Posts: 166 | Credits: )

Try to add positive items to your report. It will reduce the negative effect of defaulting for 30 days!

Sub: #6 posted on Fri, 04/20/2018 - 06:46

Mabelle Page

(Posts: 290 | Credits: )