How long does a 30 day late payment hurt my credit score?
30 days won't matter much....
30 days won't matter much.... But that doesn't mean 60 days or 90 days won't matter!!!!!!!!!!!!!!!!!!!!
Blurrp!
It will take 1 or 2 years to
It will take 1 or 2 years to recover from a late payment listing on your credit score, as it may cause as much as 90 points drop to your credit score.
How much is your credit score
How much is your credit score? If your credit score is excellent, then a 30 day late payment can drop your credit score by as much as 90 points.
The negative listing will
The negative listing will stay on your credit report for 7 years, but it's effect will reduce with time.
It will depend on other
It will depend on other negative listings that are on your credit report. It will take 1-2 years to recover from a late payment listing; It will slightly affect your credit score.
Submitted by Sanders Patricia on Fri, 04/13/2018 - 05:56
Try to add positive items to
Try to add positive items to your report. It will reduce the negative effect of defaulting for 30 days!