I have a question. Does 1 late payment get treated same as making 2 late payments?
A 30-60 day late payments don't have a serious impact on your credit score. But a 90 day late payment will hurt your credit score badly. Try to clear the balance in the coming month.
If you are 90 days (3 months) late, then it will hurt your credit score. Try to clear all the balance as soon as possible. Explain your financial hardship to the credit card companies.