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I have a question. Does 1 late payment get treated same as making 2 late payments?

Date: Sun, 12/16/2018 - 22:43

Submitted by katewinfrey
on Sun, 12/16/2018 - 22:43

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Total Replies: 2


I have a question. Does 1 late payment get treated same as making 2 late payments? I mean in terms of credit report an score. Does it impact much? Actually I could not make the minimum payment on a credit card last month and this also it's a bit difficult. But I think surely clear everything in the coming month.


A 30-60 day late payments don't have a serious impact on your credit score. But a 90 day late payment will hurt your credit score badly. Try to clear the balance in the coming month.


lrhall41

Submitted by Nick Jonas on Tue, 12/18/2018 - 03:30

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If you are 90 days (3 months) late, then it will hurt your credit score. Try to clear all the balance as soon as possible. Explain your financial hardship to the credit card companies.


lrhall41

Submitted by Sanders Patricia on Sat, 12/22/2018 - 03:44

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