Crazy Question4: Who all can access my credit report?

Any suggestions?

Creditors, collection agencies collecting on a debt.
Potential creditors

Hi one crazy debtor (btw how much do u owe...was just wondering!)

People who can access your report are:

1. Lenders: Lenders look at your report to check whether you pay your bills on time or not.
2. Insurance companies
3.Landlords: People do not want to give their apartment on rent to a person who has a bad credit history.
4. Potential employers: In recent times many companies check the credit reports of the prospective employees. As they do not want to hire a person who does not demonstrate financial responsibility and maturity. And you would be surprised that your credit report also plays an important role in your promotions. (tats sad) However, this can be only done with the written consent of the concerned person.
5. Government agencies: They can only look at your name, present residential address, former addresses, and current and former employers.

6. Credit card companies
7. Agencies that are dealing with your application for a government license or benefit. However, this can only be done if the agency is required by the law to assess your financial standing.
8. State or local child support enforcement organizations
9. Other agencies you've initiated business with

Hope this was helpful

Take care
Nelly