Credit Reports and Statue of Limitation

Date: Fri, 05/25/2007 - 10:37

Submitted by batemanterry
on Fri, 05/25/2007 - 10:37

Posts: Credits: [Donate]

Total Replies: 2

I am a Disabled Veteran and after Fifteen years on active duty my career was cut short when I was injuried while conducting a mission. While in the Army my credit rating was AAA, but after getting out/retired medically, my finances for awhile did not meet my bills. Plus the doctor and hospital bills for my wife (cancer) (Praise GOD for hearing prayer and she is now cancer free) Daughters operations, and many other things. Now my credit is EEE I guess. I tried to obtain my credit report but was told they needed more proff as to who I was. I had gotten a letter from a creditor, one I never asked credit from and the reason for denying me the credit was my report showed I was Deceased. Could someone give me a telephone number I might be able to call and talk to a live person? Also what are the Limitations on a loan that was wrote off by the banks or companies? If they had reached the time limits can the loan be sold and have a person pay it? Please help if anyone can. I am glad GOD allowed me to find this site and thank you all for allowing me to become a member. From everything I have read, I know all of you are super people and I am glad to have you all helping me and giving me the truth! If I can help anyone and I am able to do so, all you need do is holler!

Hi batemanterry Welcome on the board. We are also happy to h

Hi batemanterry

Welcome on the board. We are also happy to have you here and talk to everyone. You will get loads of information and learn from the experience of all the members here. Everyone's situation is different and you may find someone to relate with. :)

Call the credit bureau and give them more info on your identification. They will verify your records in their system. Then you won't have problems in getting the credit copy. What's the name of the credit company with whom you have a disputed inquiry? I will get their phone number for you.

Regarding SOL, every state has its own statutes. When was the last payment done on your loan account? From that date, it will be clear if it's still within the legal collection period or it's past the SOL. Mention the name of the state where this account was originally opened.

lrhall41

Submitted by ricjil on Fri, 05/25/2007 - 11:54

( Posts: 225 | Credits: )

Credit Reports and Statue of Limitation

ricjil,
Thank you for the reply and kind words. The credit bureau was Eqafaix, but could I ask you for the number to all four of the credit bureau's? Also I live here in North Carolina. Would that be the state where the loan was considered issued , even if the company was in Maryland?
Thank you my friend and I hope I can help you oneday also. May GOD bless you and yo9ur family and keep all of you well and safe this Memorial Day!
Terry

lrhall41

Submitted by anonymous on Fri, 05/25/2007 - 12:49

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