Deperate! So many years later, now this resurfaces?
You need to dispute this trade line with the credit bureau. If
You need to dispute this trade line with the credit bureau. If your date of last payment was in 2001, this should've fallen off your report 7 1/2 years after that date. The "date closed 2012" is BS. It's likely a collector trying to reage the account. Dispute it.
Thank you for your help. Im much calmer now then I was this mor
Thank you for your help. Im much calmer now then I was this morning. I came so far and to find out my score dropped 100 points was devasting.
dISPUTE IT with the credit report agency? What do I say to them?
Thanks to an awesome friend she hooked up a mic to my computer s
Thanks to an awesome friend she hooked up a mic to my computer so know I can use speak text and make typing so much easier.
So I should dispute this with the credit bureaus directly. What should my letter say? I don???t want to admit it???s mine, which I am not even sure it is. I really don???t remember owing Verizon anything and I haven???t found anything in my records to suggest I do.
You simply tell them that there was no activity on the account s
You simply tell them that there was no activity on the account since 2001 and the recent entry is an attempt at reaging the account (illegally) and you want it removed.
Thank you, OhioGirl!! :rose: Should I provide any rules/regula
Thank you, OhioGirl!! :rose: Should I provide any rules/regulations? I am not good at finding what is appropriate.
Do as OhioGal suggested. The bottom line is that as far as you
Do as OhioGal suggested. The bottom line is that as far as you can tell, this is a totally inaccurate account that looks to be reporting illegally. In your letter state that you dispute the account because you do not owe verison any monies and also point out that it is past reporting age as the last payment is being reported as 11 years ago and this is looking like an illegally re-aged account.
Be prepared as there is a possibility it will be verified. If this happens, then you bring the claws out. If this happens, come back and we can help you go after them.