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Will it affect my credit score if the person I'm married to has defaulted in one loan but it's not a joint one?

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Will it affect my credit score if the person I'm married to has defaulted in one loan but it's not a joint one?




Keep calm and relax! If that defaulted loan is not a joint one, it won't affect your credit score.

Sub: #1 posted on Wed, 08/14/2019 - 00:31

Craigh.terry Craigh.terry

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No. It shouldn't affect your credit score. Why should it affect your credit score? It's not joint debt. However, there is one factor that you should beware of. If you live in a community property state, then you'll be responsible for the debt if it was incurred after marriage.

Sub: #2 posted on Wed, 08/14/2019 - 05:15

Nick Jonas Nick Jonas

(Posts: 307 | Credits: )

Do you have a joint account with your husband? If no, then it will not affect your credit score/

Sub: #3 posted on Fri, 08/16/2019 - 06:01

sanderspatricia29 sanderspatricia29

(Posts: 1045 | Credits: )

Irrespective of whether your spouse incurred the debt before or after marriage, discuss and plan a budget to solve it. Ultimately, both of you have to work together for a better financial future.

Sub: #4 posted on Tue, 08/20/2019 - 00:36

Mabelle Page Mabelle Page

(Posts: 222 | Credits: )

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