Billed when I was a minor

First, on your credit report, is it showing with a dollar amount due, or that it is paid - zero amount due? Even tho a collection account is paid, it will still show on your credit report, as paid.

What I would do, IMHO, I would dispute it directly with the credit bureaus, stating explaining that you were a minor, etc. and request that they remove it. Make sure you send all letters certified mail, return receipt requested. If the CRA's don't remove it, then do the following...

Send a letter to Medicredit Corp requesting that they remove the listing on your report b/c you were not responsible b/c you were a minor.

It will take a little work, but this should work out.

Minors can be held responsible for certain contracts, especially if it is deemed a necessity. Medical would be deemed a necessity.

medicredit called me and told me they have acollection notice for me in another city I have not taken my granddaughter to that city to see a doctor the have my ss last number mt date of birth I pay for mygranddaughter insurance whith univer but I have my ownhealth insurance .they would not tell me what the service was for my granddaghter I have never received any notices

Being a minor is not a defense for derogatory credit reporting. If the debt was not set aside, it is valid.