Missed two mortage payments and have cc , need advice
Date: Thu, 06/25/2009 - 11:03
I also have forgotten to mention that 3 of the cards are already
I also have forgotten to mention that 3 of the cards are already closed by chase but i am on a payment plan with them to pay them off...... haveing the accounts closed hurts my credit score anyway doesnt it?
I would look at getting your mortgage taken care of first. Your
I would look at getting your mortgage taken care of first. Your priorities should be shelter, food then transportation. You need shelter to support you and your family. You need food to sustain you and your family. You need transportation to get to work in order to keep the first two going. Your credit cards should come last on your priority list. This forum can help you find a right solution whether it is doing it yourself or chosing a reputable company. If you are looking into settlement your accounts will go delinquient in order for settlement to occur. If you choose debt managment, you will pay close to what your minimum payment and a counselor will help you negotiate a lower balance. My recommendation is calling 3 companies in both industries comparing and contrasting then going with the company that makes the most sense to you.
Do your due dilgence though and research the BBB, USOBA and IAPDA.
well another aspect that i am thinking about is will not paying
well another aspect that i am thinking about is will not paying my cards do my credit score worser? because i know being 2 months late is going to be on my credit report for awhile..