On both my and my husbands credit report.. Student Loans under Federal Loan Servicing and US Department of Ed.. are all listed separately for like each distribution, how do I go about getting these all to show as one? I believe the US Department of Ed ones have all been transferred to Federal Loan Servicing as well, but now both show up. Do I dispute or need to contact the loan servicing centers?
Also how can you dispute inquires that you did not authorize? Is there away to block inquires without hurting yourself?
And lastly if there is information under Name ID's - where like address, SS, phone are reported - if there is incorrect information there - how can it be corrected.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.