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bad credit

Date: Tue, 01/20/2009 - 08:52

Submitted by mcwill05
on Tue, 01/20/2009 - 08:52

Posts: Credits: [Donate]

Total Replies: 9


Im 20 and have bad credit because i couldnt pay bills. What can i do? Is there any hope?


Try going to your local bank and getting a secured credit card. Even secured credit cards will show on your credit report. Act responsible with it - stay under the 50% balance-to-limit ratio and pay the bill on time. In addition, do a google search for credit repair in your area. Make sure they are legit and affordable.


lrhall41

Submitted by info3333 on Tue, 01/20/2009 - 16:36

( Posts: 73 | Credits: )


question multimastery.why do you have a link to basically a pdl site as your signature?remove it immediately,or risk future deletion of posts.


lrhall41

Submitted by paulmergel on Tue, 01/20/2009 - 18:35

( Posts: 15514 | Credits: )


While I agree with the previous response that its nice to be debt free, if your goal is to increase your credit rating it is imperative to have active trade lines on your credit report. Without acive credit the reporting agecies have nothing to rate you by other than your old, bad credit.


lrhall41

Submitted by anonymous on Tue, 01/20/2009 - 18:37

( Posts: 202330 | Credits: )


i have a secured credit card.my credit score goes up every on time payment.i recommend this for anyone looking to re-establish there credit.


lrhall41

Submitted by paulmergel on Tue, 01/20/2009 - 18:43

( Posts: 15514 | Credits: )