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zero balance and paid off debt still shows up negative!

Date: Fri, 05/01/2009 - 01:47

Submitted by anonymous
on Fri, 05/01/2009 - 01:47

Posts: 202330 Credits: [Donate]

Total Replies: 1


Hi- I just obtained my credit report for this year..and I have some questions

1) I have several accounts listed under "negative or adverse accounts" but the balance says zero, and past due says zero. Pay status: paid or paying as agreed

I don't understand...why is it still under the negative section if I've paid it off or have a zero balance?

2) I paid an old debt through a collection agency, and it still shows up as negative! It won't be removed for another 4 years! The amount is only 120 dollars and I paid that already. Pay status: payment after charge off/collection date closed: 6/2008 date paid: 6/2008

Can someone explain this to me or suggest if it's possible to have these removed??