account no longer owned by original creditor
Date: Fri, 07/24/2009 - 07:30
I sent out a request for direct negotiations to a credit card company that has negative marks on my credit file. they sent me a letter back saying:
The above referenced account is no longer owned by *******. It has been sold to HILCO Receivables. If you have any any questions, or need additional information, please contact them.
What should my next step be? Should I negotiate with the Collection Agency for pay for delete? I don't have the CA on my file -- however, I DO have the OD on my credit file -- should I dispute this with the credit bureaus???
Please help!
The above referenced account is no longer owned by *******. It has been sold to HILCO Receivables. If you have any any questions, or need additional information, please contact them.
What should my next step be? Should I negotiate with the Collection Agency for pay for delete? I don't have the CA on my file -- however, I DO have the OD on my credit file -- should I dispute this with the credit bureaus???
Please help!
The OC has the legal right to post to your credit report...it sh
The OC has the legal right to post to your credit report...it should be reporting as zero balance. You can try to dispute it but they legally can report.
