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Old account collection letter

Date: Tue, 09/07/2010 - 19:23

Submitted by anonymous
on Tue, 09/07/2010 - 19:23

Posts: 202330 Credits: [Donate]

Total Replies: 2


I received a letter today from rjm acquisitions saying they had purchased a delinquent account of mine. It is an overdraft account that must date back to 2005 at the latest. I haven't heard anything about this account for years, it does not show up on any of my credit reports, and I honestly thought I had paid it back when I was cleaning up my credit.
Should I pay this account? If I don't will it suddenly appear on my credit report after all of these years?