Need some advice on getting paid off accounts off my Credit Report

You should have entered into the negotiation of 'pay for delete' with the creditors at the time of paying-off the accounts. Once the creditors get their money they have little to no interest in removing entries from your report. The accounts would continue appearing as 'settled for less' or 'pay as agreed' for the next seven years.

Though the 'pay for delete' agreement works more effectively with the original creditors, there is no harm in trying the same with the CAs as well.

Thank You SC. Unfortunately I did and I have already paid off my debts in full with the CA. Is there anything else I can do to get the negative marks with the original debtors off of my report???

Unfortunately once a negative entry hits the report, it stays on it for seven years. Though some companies which would claim to repair your credit overnight, but they are often scams. There is no shortcut to repair damaged credit, otherwise just imagine, anyone could have their credit repaired and there would be no bad credit.

Anyway, since you have cleared off your debts you'd soon see an improvement in your scores as the paid off accounts would obviously have positive effects on it.

Well, I have come across a term 'ESTOPPEL' where the customer needs to file a lawsuit against the creditor claiming he/she has paid off the creditor but since the creditor hasn't reported the entry favorably to the report, it's hurting the customer's prospect of getting loans. But you must have the evidences of paying off the debts.

I think you need to speak to an attorney about it.

This is probably irrelevant ("probably" meaning 99% chance). You would have to prove in court that the creditor(s) led you to believe that they would remove the tradeline and then refused to when the time came. Even if, it would be notoriously difficult to prove without an admissible-as-evidence recording of a phone conversation with the creditor clearly saying that they would have the mark removed for payment (pay for delete), or a successful subpoena of said phone conversation from the creditor's archives.

Also, as far as that settlement, if you did not get an agreement in writing (or an admissible-as-evidence phone conversation recording) then you have nothing to stand on and are at their mercy. Here, though, you may be able to plea estoppel but I would think you'd need a really sharp attorney to pull this off.

I have a sears credit report that I went into a monthly payoff of $25 with sears directly. Never went to collections. This payment plan lasted for a year. Then when that year was up I owed about $300. I then was told that I could go to a local sears store and pay off. I did. This account is still showing on my credit report. It is listed under my Potentially negative but shows in remarks under the credit card Paid and closed. why is it still listed under negitive.

Mrsb