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How to remove a late payment from your credit card that incurred during COVID-19 pandemic?

Date: Fri, 07/31/2020 02:37
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I want to understand the proven strategies that we can use to remove countless late payments in COVID -19.




Late payments can be removed from your credit report only under one circumstance. You have entered a hardship program before missing out a payment on a credit card. In this situation, creditors can't report late payments on your credit card.

Sub: #1 posted on Mon, 08/03/2020 - 20:49

David Martin David Martin

(Posts: 337 | Credits: )

Thanks, David for your valuable information.

Sub: #2 posted on Mon, 08/03/2020 - 22:08

Gill Garcia Gill Garcia

(Posts: 5 | Credits: )

Hi Gill!
Many creditors are offering repayment assistance like waiving off late fees, allowing to skip payments temporarily, lowering interest rates, etc. as many people are going through financial hardship due this pandemic. Have you opted for such repayment assistance programs?
If yes, most likely, the creditors will not report your late payments to the credit bureaus.

Sub: #3 posted on Sun, 08/09/2020 - 21:44

Craigh.terry Craigh.terry

(Posts: 216 | Credits: )

Hey Craigh, Thanks for your reply.
Yes, I have contacted my creditor and they helped me to opt for repayment assistance programs.

Sub: #4 posted on Sun, 08/09/2020 - 23:04

Gill Garcia Gill Garcia

(Posts: 5 | Credits: )

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