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How to remove a late payment from your credit card that incurred during COVID-19 pandemic?

Submitted by Gill Garcia on Fri, 07/31/2020 - 02:37
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I want to understand the proven strategies that we can use to remove countless late payments in COVID -19.


Late payments can be removed from your credit report only under one circumstance. You have entered a hardship program before missing out a payment on a credit card. In this situation, creditors can't report late payments on your credit card.


Submitted by David Martin on Mon, 08/03/2020 - 20:49

David Martin

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Hi Gill!
Many creditors are offering repayment assistance like waiving off late fees, allowing to skip payments temporarily, lowering interest rates, etc. as many people are going through financial hardship due this pandemic. Have you opted for such repayment assistance programs?
If yes, most likely, the creditors will not report your late payments to the credit bureaus.


Submitted by Craigh.terry on Sun, 08/09/2020 - 21:44

Craigh.terry

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