credit question
Date: Wed, 07/14/2010 - 13:14
It's very difficult to tell since the score is comprised of a wh
It's very difficult to tell since the score is comprised of a whole bunch of factors. Debt to income ratio, total credit available vs credit used. The best way to raise your score is to pay your bills on time for a consistent 12 months. In month 13 you will see a jump in your score - oh also keep your cc balances to no more than 30% of your available credit.
Since you've already disputed the negative information onyour cr
Since you've already disputed the negative information onyour credit report, now it's time to improve your credit score. With a score of591, you'll have to work a little hard to improve it. The best advice will beto manage your credit responsibly over a longer period of time. Pay your billson time for a longer period and keep the balances on your cards to less than30% of your credit limit.
It's also important note that you don't close any old,unused card to improve your credit score as it might back-fire. Open a few newaccounts and re-establish your credit history by making their payments on time.These steps will help you to increase your credit score considerably.
Lastly, regarding your question about the improvement onyour credit score let me tell you that it's hard to calculate since it dependson various factors. So, I'ld rather advise you to follow the steps that I'velisted above which will be of great help to improve your credit score.
