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Plain Green Loan is unwilling to refund my money and sold my loans to a third party - Rocky Mountain Capital Management LLC and is reporting it to my TU credit file. The details of the loan is below.

Original Loan - $1500
Paid - $3300

Plain Green reporting I still owe $2800

My question is - is there any possibility that I can get any money back from Plain Green?

Can I remove Plain Green from my Credit report by disputing it?

Thank you all




You can remove Plain Green from your credit report by disputing it. They are not licensed in TU. Okay. But I agree that it would be tough to get a refund from Plain Green. Inform the CA that won't pay penny. Threaten to file a complaint if they don't give you a refund.

Sub: #1 posted on Thu, 01/10/2019 - 23:42

Nick Jonas Nick Jonas

(Posts: 96 | Credits: )

You can ask for a refund. If they don't agree, then make a complaint against them to your State's Attorney General. Plain Green is not a legal lender, so you can remove the listing from your credit report. You just need to dispute it.

Sub: #2 posted on Thu, 01/17/2019 - 23:08

sanderspatricia29 sanderspatricia29

(Posts: 817 | Credits: )

While disputing and sending the letter, make sure you do it through a certified mail with a return receipt request. This will help you if you need to give a proof in the future.

Sub: #3 posted on Fri, 01/18/2019 - 04:32

Good Nelly Good Nelly
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(Posts: 2684 | Credits: )

Thank you all. Yes, I did send the letter via certified mail. I have also asked Plain Green Loans for the refund. But they had replied me back stating that the loan is with a third party (to whom they sold) and all dispute and refund should be directed to them. They also stated that they are legal as they are sovereign entity and not governed by the state law but rather by the law of 'online lending of World wide web'. I told them that I am filing complaint to the AG. No response from them as of now.

Sub: #4 posted on Fri, 01/18/2019 - 07:35

bhaskarkahali bhaskarkahali

(Posts: 13 | Credits: )

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