Paid off debt
Date: Wed, 11/11/2009 - 04:48
When I called to pay, they all told me delete was not an option. So I just settled. Now I am wondering what I can do to get some of them off my credit report.
Since they have been paid can I dispute them through the Experian/Equifax/Transunion?
You may have re-aged old debt and debt out of SOL.
You may have re-aged old debt and debt out of SOL.
I paid off agencies in setlement as they promised they would rem
I paid off agencies in setlement as they promised they would remove if I ddi so, after I paid they said the marks would be removed per CRA standards and I had to just wait for them t o fall off my CR. To me, I coulda just stuffed the money under a matress and saved it, waited for the marks to fall off and then had a nice down payment I was sleeping on...
Still, check and make sure that the date of origin of it being a bad debt is when the account went past due with you, not with the collection agency who bought it as they cannot report wrong dates or change them to re-age the debt ( make it stay on your CR longer...) The date HAS to e the date the account became delinquient with the original creditor, regardless to who is trying to get the money out of you.
