Credit Report Questions...
Date: Mon, 08/24/2009 - 13:45
Submitted by cocacoladrunkie
on
Mon, 08/24/2009 - 13:45
Total Replies: 15
Im new to the forums so bare with me... I had a credit card with washington mutual (now being chase) which got closed due to not using it at all, is there any way to delete this off my credit report? does that show up as a negative on my credit report?
I also had Capital One send me to collections due to not paying my balance this was like 6 years ago....... and now its showing off as paid in full.... how do i delete this?
I also had a tribute credit card that i ended up paying in full one time and closed it and its still showing up... How do i remove that?
Thanks Alot for all your help....
I have a credit repair company feel free to email me email delet
I have a credit repair company feel free to email me email deleted..pm i do this for my clients.
[samebox:52e6b096a7="paulmergel"]no soliciting allowed.[/samebox:52e6b096a7]
reply
yes you can.the poster above you is just here to solicit business.actually there should be a drop off date on your CR.to get it deleted before then would be either dispute the entries.because they are correct that won't happen.the other is to contact the OC about a PAY FOR DELETE,or just ask them to delete the entry.some might ask for a small amount.maybe 20.00 to remove it.those are the two ways to get an entry removed before the seven year reporting period.
how do i know who the "oc" is? and why would i do a pay for dele
how do i know who the "oc" is? and why would i do a pay for delete if its already been settled as paid in full?
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you could ask them,but it is up to them to delete the entry.they really don't have to.that is where you might have to pay them a small amount to delete it,or as long it says paid in full.it shouldn't hurt your credit.
but i thought that if theres anything negative on my account it
but i thought that if theres anything negative on my account it will bring my score down.,...
how do i figure out who the original creditor is? or is that the
how do i figure out who the original creditor is? or is that the card issuer.... Example: citi bank, bofa, chase....? and would i talk to them about previous credit card? even though its been like 4 years?
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as long as you have the account#they can call it up.find out if they sold it or they just assigned it.there is a difference.
i just checked.... it says not reported.. Status as of [?]
i just checked.... it says not reported..
Status as of [?] May, 2008
Date opened [?] Aug, 2004
Date of last activity [?] Jun, 2005
Date closed [?] Not Reported
Account number [?] Not Reported
Loan type [?] Not Reported
Largest past balance [?] Not Reported
Terms [?] Not Reported
Account Type [?] Revolving
Account holder [?] Individual
Scheduled payment amount [?] $0
Descriptions [?]
* Paid account / zero balance
* Settlement accepted on this account
all of my accounts that say Date closed Account number Lo
all of my accounts that say
Date closed
Account number
Loan type
Largest past balance
Terms
are not reported.....
the ones that i need to dispute..... what type of letter do i need? and what do i write in it?
The websites of the credit bureaus (their name + .com) have thei
The websites of the credit bureaus (their name + .com) have their dispute policies online. You can file your dispute there directly.
Quote:Originally Posted by Chrys HendersonThe websites of the cr
Quote:
Originally Posted by Chrys Henderson The websites of the credit bureaus (their name + .com) have their dispute policies online. You can file your dispute there directly. |
I see... but what do i note on the dispute letter so it gets deleted?