Question about changes to my report. Example inside :)
Date: Thu, 04/30/2009 - 12:38
Submitted by jonathanterrell
on
Thu, 04/30/2009 - 12:38
Total Replies: 1
Ok, so I pulled a new report to see if something had been removed yet and ran across some stuff im not quite to sure about.
Here is the Listing:
DISCOVER FIN
Old - 04/17/2009
New - 04/30/2009
Comparison
Account No.:
60110087**** 60110087****
Condition: Derogatory Derogatory
Balance: $6,392 $6,392
Type: Credit Card Credit Card
Pay Status: Collection/Chargeoff Collection/Chargeoff
Past Due: $5,008 $5,136
(+$128)
High Balance: $7,196 $7,196
Terms: --- ---
Limit: $5,000 $5,000
Payment: $0 $0
Opened: 05/29/2000 05/29/2000
Reported: 03/22/2009 04/22/2009
Responsibility: Individual Individual
Remarks: Charged off as bad debt
Profit and loss write-off
Charged off as bad debt
Profit and loss write-off
Late Payments (last 7 years):
30 Days Late: 0 0
60 Days Late: 0 0
90 Days Late: 0 0
\
The stuff in bold is my question. It is and has been charged off for a while now...but i just noticed it looks like every month my past due is going up???? how can they do this if they already charged it off????
And then there is this one:
FIRSTBKDE/CF
Old - 04/17/2009
New - 04/30/2009
Comparison
Account No.:
520605000070**** 520605000070****
Condition: Derogatory Paid
Balance: $564 $0
(-$564)
Type: Credit Card Credit Card
Pay Status: Collection/Chargeoff Collection/Chargeoff
Past Due: $0 $0
High Balance: $564 $564
Terms: --- ---
Limit: $300 $300
Payment: $0 $0
Opened: 06/15/2007 06/15/2007
Reported: 05/15/2008 04/15/2009
Responsibility: Individual Individual
Remarks: Charged off as bad debt
Transferred to recover
Charged off as bad debt
Purchased by another lender
So couple weeks ago it had 564 derog. balance and now it is a paid 0 balance..??..??.. So I GUESS that means they sold the act?
Here is the Listing:
DISCOVER FIN
Old - 04/17/2009
New - 04/30/2009
Comparison
Account No.:
60110087**** 60110087****
Condition: Derogatory Derogatory
Balance: $6,392 $6,392
Type: Credit Card Credit Card
Pay Status: Collection/Chargeoff Collection/Chargeoff
Past Due: $5,008 $5,136
(+$128)
High Balance: $7,196 $7,196
Terms: --- ---
Limit: $5,000 $5,000
Payment: $0 $0
Opened: 05/29/2000 05/29/2000
Reported: 03/22/2009 04/22/2009
Responsibility: Individual Individual
Remarks: Charged off as bad debt
Profit and loss write-off
Charged off as bad debt
Profit and loss write-off
Late Payments (last 7 years):
30 Days Late: 0 0
60 Days Late: 0 0
90 Days Late: 0 0
\
The stuff in bold is my question. It is and has been charged off for a while now...but i just noticed it looks like every month my past due is going up???? how can they do this if they already charged it off????
And then there is this one:
FIRSTBKDE/CF
Old - 04/17/2009
New - 04/30/2009
Comparison
Account No.:
520605000070**** 520605000070****
Condition: Derogatory Paid
Balance: $564 $0
(-$564)
Type: Credit Card Credit Card
Pay Status: Collection/Chargeoff Collection/Chargeoff
Past Due: $0 $0
High Balance: $564 $564
Terms: --- ---
Limit: $300 $300
Payment: $0 $0
Opened: 06/15/2007 06/15/2007
Reported: 05/15/2008 04/15/2009
Responsibility: Individual Individual
Remarks: Charged off as bad debt
Transferred to recover
Charged off as bad debt
Purchased by another lender
So couple weeks ago it had 564 derog. balance and now it is a paid 0 balance..??..??.. So I GUESS that means they sold the act?
::::BUMPAGE:::: above is a comparuison report from truecredit p
::::BUMPAGE::::
above is a comparuison report from truecredit place :)