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Credit reporting terms and question--please help

Date: Mon, 11/19/2007 - 18:24

Submitted by anonymous
on Mon, 11/19/2007 - 18:24

Posts: 202330 Credits: [Donate]

Total Replies: 3


I check my credit report when I can and I have a few questions. Last time I checked, none of my accounts had a last date of payment on them and many had double or triple entries due to collection agencies buying the account. I disputed everything online (15 entries) and got my credit report again today (about 30 days later) and now I only have 5 entries--three have last date of payments and two do not. midland credit management (which I have always fought over debt validation) has nothing noted except for a notation saying "consumer disputes the information". What the heck. I know the company has 30 days to verify the debt but what does that mean?


I'm taking it to mean that the credit bureau has noted that you dispute the information for that account, but Midland have yet to verify anything?

If this is the case, I would give it another month, and if this is still appearing, I would dispute the account again and ask that it be removed due to Midland not validating/verifying the debt in the 30-day period.


lrhall41

Submitted by Tiffany99 on Thu, 11/29/2007 - 20:57

( Posts: 1058 | Credits: )


I know bad credit issues stay on your report ofr 7 yrs, but how do you figure the begining of the 7yrs, there are so many entrees on the report its hard to compute..


lrhall41

Submitted by anonymous on Thu, 10/02/2008 - 06:55

( Posts: 202330 | Credits: )