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How can I make a financial institution report my financial transactions to all the 3 major credit bureaus?

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I have come to know that each financial institution has its favorite credit bureau to report financial transactions. So, will they keep my request if I ask them to report my transactions to a particular or all of the major 3 bureaus? Can I do anything if they don't agree?

Usually, lenders report to one of the 3 major credit bureaus. You can request them to report to a particular credit bureau. You'll be in problem if lenders don't agree to report to at least one of the major credit bureaus. You'll make payments, but it won't help to build your credit.

Sub: #1 posted on Mon, 08/21/2017 - 00:56

ditchdebt ditchdebt

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You can request them, it is up to them whether or not they will accept it.

Sub: #2 posted on Mon, 08/21/2017 - 05:30

Sanders Patricia Sanders Patricia

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If your bank or lender doesn’t report a financial transaction (like a loan) to a particular credit bureau, unfortunately, you don't have any other way to force the creditor to initiate the process. Your financial information can only be reported to a credit bureau by your financial institution that subscribes to that bureau. Of course, you can always ask them to report to all three.

Sub: #3 posted on Tue, 08/22/2017 - 05:44

tiarajoseph11 tiarajoseph11

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You can request them to report your transactions to your preferred credit bureau. It’s upto them whether or not they will keep your request.

Sub: #4 posted on Wed, 08/23/2017 - 03:51

Phil Bradford Phil Bradford

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Yes, you can't force. But you can always request.

Sub: #5 posted on Wed, 08/23/2017 - 07:29

Mabelle Page Mabelle Page

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There's no harm in asking. So, request them stating the reason, if required.
If you know that you have a good score on a specific credit report, you can always request your future creditor/lender to check that score, if possible. At least they will know that you have a good score, which means you're good at managing your financial situation.

Sub: #6 posted on Fri, 08/25/2017 - 06:27

Good Nelly Good Nelly
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