What to do with Credit now/ Car Loans
Date: Mon, 08/17/2009 - 15:07
Hey all...i've been on the forum a while. I think i've made some pretty good strides in credit repair. Ive gotten rid of a lot of negative items. At last check my scores were between 600-637 (highest being EQ)...since then though i know they've gone up, as i've gotten rid of a few negatives on each report. I have my student loans as being in good standing. On TU and EX I still have 4 collections down from 7 or so. I think I can get some removed, they're all at least 4 years old now. I also really lack any revolving credit, good or bad...which i know i will need some.
I'm wondering what more i can do...i really want to start future planning but i'm strapped by this. how can i go about getting approved for revolving credit? Is there a legit service or financial advisor out there who can look at my reports and evalue where I really stand?
On another note, i'm wondering since in the near future i'll really need a car how i can get a car loan...would i just go to the dealer? i see 'bad credit' ads from them all the time...what sorts of red flags do they look for.
please help me if anyone can, in any way. i would really appreciate it...thanks so much
I'm wondering what more i can do...i really want to start future planning but i'm strapped by this. how can i go about getting approved for revolving credit? Is there a legit service or financial advisor out there who can look at my reports and evalue where I really stand?
On another note, i'm wondering since in the near future i'll really need a car how i can get a car loan...would i just go to the dealer? i see 'bad credit' ads from them all the time...what sorts of red flags do they look for.
please help me if anyone can, in any way. i would really appreciate it...thanks so much
Get a Secured credit card, preferably from your bank. They are r
Get a Secured credit card, preferably from your bank. They are reported to your credit report just like a normal credit card.
