Credit Report SOL
Date: Sun, 09/21/2008 - 17:01
My credit report says SOL is 7 yrs, but my old credit card debt is from MN (6 years), and I now live in CA (4yrs), so which amount of time is it legal for these items to remain on my report? Also, what date does it start from? The date they closed the account, the date they sold it to collection, the date each collection agency passed it to another one, or the date the account was opened? Thanks.
The SOL for credit reporting is 7 years for all states. The 6 a
The SOL for credit reporting is 7 years for all states. The 6 and 4 year SOL deal with suing you.
So for here in minnesota (waving from Bloomington!) it would be 6 years from the date of last activity....so when you made your last payment. After that date, it they try to sue you, you have a defense that the debt is SOL.
