Retrieving Deposit after secured CC decline
Date: Sat, 04/27/2013 - 08:37
Hello!
After waiting a month for my Applied Bank Secured Visa, I went to their website and hit the STATUS button.
I got: (my name) your application was received on 03/12/2013 but we were unable to approve it .
You will receive a correspondence detailing the reasons why shortly.
Frankly, after reading ALL the complaints about this bank, I'm happy I was declined. But I want to know:
WHEN CAN I EXPECT A REFUND OF MY $300 DEPOSIT that they took from my bank account?
Should I call to make sure? Something strikes me that they WON'T pay this back to me because they sound so shady and corrupt.
After waiting a month for my Applied Bank Secured Visa, I went to their website and hit the STATUS button.
I got: (my name) your application was received on 03/12/2013 but we were unable to approve it .
You will receive a correspondence detailing the reasons why shortly.
Frankly, after reading ALL the complaints about this bank, I'm happy I was declined. But I want to know:
WHEN CAN I EXPECT A REFUND OF MY $300 DEPOSIT that they took from my bank account?
Should I call to make sure? Something strikes me that they WON'T pay this back to me because they sound so shady and corrupt.
You should call them - You
You should call them - You may be able to take this to your bank to show that they $300 withdrawal was unauthorized since they did not approve the card.
Call them and ask...there has
Call them and ask...there has to be something in the agreement you signed that explained how refunding would be done.
