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Any risks for ordering free credit reports?

Date: Sat, 08/30/2008 - 01:05
Submitted by on Sat, 08/30/2008 - 01:05
Posts: 202330
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If a debtor moves to a new address, will it show up on the credit report if he/she orders a free credit report from each of the 3 CRAs?

Other than your name and SSN, do you need to give other personal/identifying information when you order a free credit report?


When you go thru www.annualcreditreport.com you will be directed to 3 different websites for TU, EX and EQ. Each CRA has a different way of verifying that you are indeed the consumer whose report you are attempting to access. If you do not answer the questions correctly, then you will have to request in writing providing them with proof of ID. If you move, you will likely update your new address with your creditors. They, in turn, will update their internal records and will report your new address to the CRA's the next time they report.


Submitted by NASCAR_Devil on Sat, 08/30/2008 - 04:52

NASCAR_Devil

( Posts: 4671 | Credits: )


The accounts are already charged-off for 5+ years and does not have the current address anymore. Hence, no creditor/JDB are able to contact. If debtor provides current contact info to the CRA to obtain the free report, will new address show up in the credit report?


Submitted by on Sat, 08/30/2008 - 10:09

( Posts: 202330 | Credits: )