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How frequently should i check my credit report and score?

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I have heard that people always say to check credit report and score? How frequently should I check? Is it necessary to pay the price to check credit score 3 or 4 times a year? Does that change so fast?




Credit Bureaus like Experian, Equifax, and TransUnion offer you to check your credit score once a year. You must adopt one simple strategy. Every 4 months you must contact any single agency and request them to give you a credit report.
Repeat this strategy after every 4 months * 3 credit bureaus.
Your problem is over for 12 months.
That’s enough. Try to do nothing more than it.

Thanks!

Sub: #1 posted on Thu, 03/19/2020 - 03:10

Ryan Miller Ryan Miller

(Posts: 98 | Credits: )

You can check twice a year. There are free credit check available .

Sub: #2 posted on Fri, 03/20/2020 - 04:57

sanderspatricia29 sanderspatricia29

(Posts: 1194 | Credits: )

That's a great idea Ryan. i have not applied this strategy before. Will do it this year. At least, this way, I won't have to pay a penny. ''

OP: Credit report and score can change within a month. It's that fast. So, it's better you check them at least 4 times in a year.

Last year, my credit score increased by 30 points within a month after credit utilization ratio dropped.

Sub: #3 posted on Mon, 03/23/2020 - 02:09

David Martin David Martin

(Posts: 245 | Credits: )

Well, I completely agree with Ryan Miller! That's a great idea to keep a check on your credit report and credit score. And that too at free of cost! If you want to check it 3 or 4 times, you need to pay a fees for that!
And my suggestion would be to make payments on time and keeping your credit utilization ratio below 30%! Hopefully, you will be able to maintain a decent credit score!

Sub: #4 posted on Sun, 03/29/2020 - 10:07

Craigh.terry Craigh.terry

(Posts: 151 | Credits: )

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