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What is a speciality consumer reporting agency?

Submitted by DarrenK on Wed, 09/13/2017 - 00:23
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What is a speciality consumer reporting agency? Can I get a free credit report from them? Do you know any speciality consumer reporting agency?


Yes, you can obtain free copies of credit reports once every 12 months. But some speciality consumer reporting companies will charge a fee for your credit report. Most people are not aware of these agencies until they run into a problem.

These agencies collect your payment history with a company for a particular product or service and share it.


Submitted by ditchdebt on Wed, 09/13/2017 - 02:20

ditchdebt

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They are just like the 3 main reporting agencies, only as the name suggests they report special cases, like your employment history, criminal record, driving record, tenant history and so on. Yes you can get your free report if you order 6-8 weeks before applying for loans and mortgages, or you want to dispute information and identity theft.


Submitted by Phil Bradford on Thu, 09/14/2017 - 06:40

Phil Bradford

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