In position to go from contractor to full-time at job, but will fail credit check- advice pls
Try to settle the debts you have fallen behind on and stay curre
Try to settle the debts you have fallen behind on and stay current on whatever loans you are still making payments again. The items on the credit report won't drop off till 7 years from the date of delinquency so its somewhat of an uphill battle. Other than that, check your credit report and see if there are any debts which are being falsely reported. Thats possibly the best advice I can offer you at the moment.
I work at a bank. My credit sucks. The majority of employers,
I work at a bank. My credit sucks.
The majority of employers, when checking credit, don't care about your credit score. They're only looking for fraud being reported against you.
Put it this way: because of the lousy economy, if everyone with
Put it this way: because of the lousy economy, if everyone with crap credit was turned down for a job right now, then employers would be begging for people, right?
I think another thing to look at is will your job involve directly handling money? If not, then I think your employer would be way more lenient with you.
You also have an advantage here, because you will have been working for 6 months at your job when you could be hired FT, they will know you're a great worker and a credit check won't be an issue at that point.