Where do I find the last day of activity on my credit report? Research and said it show on the credit report. I just do not see it. I got a summon letter yesterday from an attorney who got hire by Midland Funding. I am trying to see if this debt is out of SOL. I know that California it is 4 years.
It was Chase and got bought by Midland.
On the report (Experian) I got on 7/6/2012 it shows a 24/month timeline. I am not sure what the timeline show is the start of the delinquent or not. It show 8/2008 with "30" and stop at 7/2010 with "OK". The Midland shows 8/2010 "KD" and stop at 5/2012 "KD"
By reading it seem like by the 8/2012, this debt will be more than 4 years?
1. Am I correct that this is over SOL?
2. How do I find out the exact last day of activity for this debt?
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