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Folks,

Where do I find the last day of activity on my credit report? Research and said it show on the credit report. I just do not see it. I got a summon letter yesterday from an attorney who got hire by Midland Funding. I am trying to see if this debt is out of SOL. I know that California it is 4 years.
It was Chase and got bought by Midland.
On the report (Experian) I got on 7/6/2012 it shows a 24/month timeline. I am not sure what the timeline show is the start of the delinquent or not. It show 8/2008 with "30" and stop at 7/2010 with "OK". The Midland shows 8/2010 "KD" and stop at 5/2012 "KD"
By reading it seem like by the 8/2012, this debt will be more than 4 years?

1. Am I correct that this is over SOL?
2. How do I find out the exact last day of activity for this debt?

Thanks




When was the date of your last payment to chase....that would be the date of last activity.

What state do you live in???

Sub: #1 posted on Tue, 07/10/2012 - 16:29

SOAPLADY SOAPLADY
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That is my problem. I do not recall. It has been so long ago. Is there a different route to find out?

Thanks

Sub: #2 posted on Tue, 07/10/2012 - 16:56

tommyhtruong tommyhtruong

(Posts: 21 | Credits: )

Is it showing on the Chase trade line??? Can you call and ask chase?? Go thru your bank account??

Sub: #3 posted on Tue, 07/10/2012 - 17:01

SOAPLADY SOAPLADY
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