3 credit reports not reporting the same info
Date: Tue, 05/18/2010 - 07:53
Hi, Why don't you call up the agencies and speak to them regard
Hi,
Why don't you call up the agencies and speak to them regarding the dispute.Their numbers are as follows-
Equifax- 800-685-1111
TransUnion- 800-88-4213
Experian-888-397-3742
I think it can help you!
Keep that correspondence that your credit was lowered. If the C
Keep that correspondence that your credit was lowered. If the CRA does not fix the problem, write them a letter asking for the method they used to verify the information and for a name and phone number of who provided the verifying information. By law they have to provide this information.
You may have to pursue this aggressively because sometimes the CRAs simply don't verify information properly. The fact is you have actual damages and were you to sue, you could win a substantial amount over the regular monies awarded were you to sue, which you might have to do to fix the problem.
How exactly is the Cap One being reported?
cap one is reported as paid in full closed by consumer request..
cap one is reported as paid in full closed by consumer request.. the card was never activated. it was only 1000.00 limit.. i have credit cards with 5-9k limits.. didn't need a high interest cc with only 1000.00 limit.. then they charged a non active card for 39.99 and reported the payment late.. then waived it and closed the card out.. and now i still get apps in the mail 1-3 times a week for them