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Raising my credit score

Date: Tue, 08/31/2010 - 07:22

Submitted by Melvin Stamberger
on Tue, 08/31/2010 - 07:22

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Total Replies: 2


While my credit score isn't bad, it isn't great, either. It's keeping us from getting the best mortgage rate, though. A few late payments and one charge-off from 5 years ago, but we paid it in full. We haven't had a credit card in 4 years now. Would getting a credit card and using it help raise my score?