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How to build credit without any job

Submitted by Polyten on Tue, 01/19/2021 - 18:18

I am a stay-at-home mom without any job. I don’t have any income. Is there any way to build credit? Please suggest. I have had bad credit in the past due to some unpaid bills.

I hope your husband has not made any default with his credit cards. You may use him as the co-signer and take a credit card on the name of both of you.

Pay the bills regularly on the credit card and this will help you to build your credit.

Submitted by Ryan Miller on Tue, 01/19/2021 - 22:43

Ryan Miller

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The easiest way to build credit is using credit cards. You can take out a secured credit card by depositing a security money to the credit card company. Usually, the security deposit for secured credit cards is about $200. And most likely, you will get a credit limit of $200 initially.
Once you prove your creditworthiness by paying off your bills on time, your creditors will gradually increase your credit limit. Besides, paying off your bills in full and on time will help you to build a decent credit score too.

Submitted by Craigh.terry on Sun, 01/24/2021 - 21:40


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